Your credit score could fall anywhere between 350 and 800. It’s safe to say, though, if you fall on the lower end, you’ll have a hard time finding a mortgage from any lender. That doesn’t mean you won’t find a loan, but finding a conventional loan would be next to impossible. According to Ellie Mae, the […]

It’s time to take the plunge and buy your own house. It’s an exciting time! Before you start the process, though, you have to decide if you should buy or build a house. Looking for Current Mortgage Interest Rates? Click Here. There are many factors that go into this decision. Do you want to buy […]

If everything on your mortgage application isn’t textbook material, it’s fairly certain that you’ll receive a request for a Letter of Explanation. Just what is this letter and how do you write it? Keep reading to learn the specifics you must know in order to get the mortgage approval that you deserve. WHAT IS A […]

Making an offer on a home is a huge deal. Having the seller accept that offer is an even bigger deal. In a matter of weeks or months, you could become a homeowner. However, before you start jumping for joy, you should understand the different contingencies you should include in your contract. One of the […]

Before you can close on a mortgage, your lender will need to know a few things about your home. The most important is the value. They cannot lend you money if the value of the home isn’t high enough. Second most important, however, is if the home is in a flood zone. If it is, […]

If you have a work visa but want to establish residency in the United States, you are in luck. There are a few programs you can get just as a United States citizen would. Fannie Mae and FHA loans are both loans that allow H-1B workers to obtain. Get Matched with a Lender, Click Here. Keep reading […]

Many people need a mortgage if they want to buy a home. Unfortunately, mortgages are not a one-size-fits-all approach. Some borrowers need specific features in order to qualify. However, some of those features may be considered ‘risky.’ Are they too risky for you? Get Matched with a Lender, Click Here. Keep reading to learn which […]

You have many factors to consider when you are in the market to buy a home. Did you know one of the top things should be a CLUE Report? If you are unfamiliar with this report, it’s time to learn about it. This report could save you time, money, and a lot of headaches. WHAT […]

Buying a house in your own state is tough enough. When you have to look out of state for a home, the problems just get exacerbated. Before you start the process, learn the simple steps you should take to help make the process as easy as possible for you. YOU NEED HELP You need a […]

If you are buying or refinancing, now might be the perfect timing to lock in on your rate. According to the latest Primary Mortgage Market Survey(PMMS) Report from Freddie Mac, average mortgage rates just hit the year’s lowest as 30-year FRM fell by 7 basis points to 3.95 percent this week. Mortgage rates decreased by […]